It’s the end of term and we will shortly be saying goodbye to the students who are moving on It’s really hard to say goodbye. But it’s a necessary process if we are to move into the next chapter, you would not read the first chapter of a book over and over again…..so we need… Read More Saying goodbye
Remember when you learnt to climb a tree Remember when you learnt to skip Remember when you learnt to roller skate To learn anything we need to practice, practice, practice and practice again. Remember when you learnt to ride a bike? It took me ages, I remember my dad helping me, I remember nagging anyone… Read More Practice Practice Practice
Spending habits Overspending can look like you are impulsive or have no self-discipline. However, the research says that there are other factors that impact on our spending habits. For example, if spending was never discussed in your family when you were growing up. Overspending begins with a lack of budgeting. Some people do not have… Read More Financial literacy
This blogsite may contain affiliated links As you may know, we have made a 5 yr plan last year to leave fulltime work and become self-employed. A semi-retired position. At the moment we are working our socks off to pay off our mortgage 7 years early. Budget to be debt free We have identified a… Read More Self employed v employed
Knitting and Crochet is good for your mental health A recent survey by a knitting company Toft has found that crafting is good for your health. They spoke to nearly 500 British women and discovered that crafting has huge stress-reduction health benefits. Crochet helped them with anxiety, depression and stress, improving mental health and providing more social opportunities… Read More Crafting is so therapeutic
If you have run out of money half way during the month then you really, honestly, need to look at your financial situation, you need to be truly honest with yourself and look at where you can make savings. If you are continuously living in your overdraft or credit cards you must act now! You… Read More Creating a budget
Sometimes we need a hobby or a past time to help us to relax, some people enjoy going to the gym, some people like to get together with friends, some people make things. I love making things, this month I have been making some earrings and I went to a workshop at Harbour Crafts Gozo… Read More What do you do to relax?
10 things I miss being a savvy saver Shopping is a cognitive process, we use a number of processes, we take in information, interpret and act on signals and feedback from our shop/store environment. All of our senses are open to the influences in our environment, we take in information through our eyes, ears, nose,… Read More What do I miss about my old spending life?
Reselling is a great way to make some extra cash and with the many online outlets it is so easy to buy and sell, replace items, get spare parts and recycle items very quickly and easily. This blog is a list of important points to follow if you want to sell some of your… Read More 10 things you need to know about reselling online
Today is the beginning of our 10 day ‘flipping in Wales’ we will be touring the coast of Wales, visiting charity shops, Carboot’s and other places to collect and flip goods on eBay and shpock, gumtree and Facebook. This blog will be a journal of our antics, buying goods, enjoying the sights and staying in… Read More Flipping in Wales