If you have run out of money half way during the month then you really, honestly, need to look at your financial situation, you need to be truly honest with yourself and look at where you can make savings. If you are continuously living in your overdraft or credit cards you must act now! You… Read More Creating a budget
5 Year plan In 2016 Phil and I looked at our budget, we both had good jobs and wanted to set up some plans for the future. We began systematically going through our outgoings Cancelled the following Sky TV Phone contracts Magazines subscriptions Gym fees Sold the following Bread maker Radios Stereos Table and chairs… Read More What are your plans for 2017?